Terms & Conditions for Acre Mortgage

TERMS OF SERVICE & SMS TERMS

Effective Date: 03/08/2026

SMS Messaging Terms & Compliance

1. Program Description

Acre Mortgage (“Company,” “we,” “us,” or “our”) offers mortgage services including loan consultations, pre-approvals, refinancing options, mortgage education, and career opportunities.

By providing your mobile phone number and checking the SMS consent box on our website at https://www.acremortgage.com, you expressly consent to receive recurring automated text messages from Acre Mortgage at the number provided.

These messages may include:

Mortgage application updates

Loan status notifications

Appointment confirmations and reminders

Webinar confirmations and reminders

Customer support communications

Promotional and marketing messages

Special offers and refinancing opportunities

Career-related communications

Messages may be sent using an automatic telephone dialing system or other automated technology.

Consent is not a condition of purchase.

Message frequency varies. You may receive multiple messages per month depending on your interactions, loan status, and marketing preferences.

Message and data rates may apply.

2. Opt-In Requirements

We only send SMS messages to individuals who have:

Provided their mobile number voluntarily, and

Affirmatively checked an unchecked SMS consent box on our website.

We do not use pre-checked boxes or implied consent mechanisms.

3. Cancellation (Opt-Out) Instructions

You may opt out of receiving SMS messages at any time by replying:

STOP

After you send STOP, you will receive a one-time confirmation message confirming your opt-out. After that, you will no longer receive SMS messages from us unless you re-enroll by signing up again through our website.

4. Help & Support

If you experience issues with the messaging program, you may:

Reply HELP to any message for assistance

Email us at: [email protected]

Call us at: (856) 606-1070

5. Carrier Liability

Wireless carriers are not liable for delayed or undelivered messages.

6. Message & Data Rates

Message and data rates may apply to messages sent to you from us and from you to us. Message frequency varies based on your engagement, loan activity, appointments, and marketing preferences.

For questions about your text or data plan, contact your wireless provider.

7. Age Restriction

You must be at least 18 years old to participate in our SMS messaging program.

8. Privacy Policy

Your privacy is important to us. For information about how we collect, use, and protect your information, please review our Privacy Policy:

https://acremortgage.com/privacy-policy

GENERAL WEBSITE TERMS OF SERVICE

1. Acceptance of Terms

This website (the “Site”) is owned and operated by Acre Mortgage (“Company,” “we,” or “us”).

By accessing or using the Site in any manner, whether automated or otherwise, you agree to be bound by these Terms of Service, our Privacy Policy, and any additional terms that may apply to specific sections of the Site or services offered through it.

If you do not agree with these Terms, you should discontinue use of the Site immediately.

2. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Updated versions will be posted on this page with a revised effective date.

Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

3. Intellectual Property Rights

All content on this Site, including text, graphics, logos, icons, images, downloads, and software, is the property of Acre Mortgage or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial use only.

You may not:

Modify

Reproduce

Distribute

Republish

Transmit

Create derivative works

Sell or exploit

any content from this Site without our prior written consent.

4. User Submissions

By submitting content to us (including comments, reviews, photos, or other materials), you represent that you have the legal right to submit such content.

You grant us a perpetual, irrevocable, worldwide, royalty-free license to use, reproduce, modify, distribute, display, and create derivative works from such content.

5. Disclaimers

The information, products, and services offered on or through this Site are provided “as is” without warranties of any kind, either express or implied.

We disclaim all warranties, including but not limited to:

Merchantability

Fitness for a particular purpose

Non-infringement

We do not guarantee uninterrupted or error-free operation of the Site.

6. Third-Party Links & Commerce

The Site may contain links to third-party websites or services. We are not responsible for the accuracy, quality, or reliability of third-party content, products, or services.

Any transactions with third parties are solely between you and the third party.

7. Registration & Account Security

If you create an account on our Site, you agree to:

Provide accurate and current information

Maintain the confidentiality of your login credentials

Accept responsibility for all activity under your account

If you suspect unauthorized use of your account, contact us immediately at [email protected].

8. Termination

We reserve the right to suspend or terminate your access to the Site at our discretion, without notice, if you violate these Terms or engage in unlawful or inappropriate conduct.

9. Indemnification

You agree to indemnify, defend, and hold harmless Acre Mortgage, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from:

Your violation of these Terms

Your misuse of the Site

Your violation of any applicable law

10. Governing Law & Arbitration

These Terms of Service shall be governed by and construed in accordance with the laws of the State of .

Any dispute arising out of or relating to these Terms shall be resolved through binding arbitration in , conducted on an individual basis.

You agree that arbitration shall not be conducted as a class action or representative proceeding.

11. Contact Information

Acre Mortgage
Phone: (856) 606-1070
Email: [email protected]
Website: https://www.acremortgage.com
Mailing Address:

By using our website and services, you acknowledge that you have read, understood, and agree to these Terms of Service.