Loan Programs

At Acre Mortgage and Financial Inc., we offer many different loan programs for first-time buyers, investors, and every type of buyer in between. Listed below are just some of the loan programs that we offer. If you would like to speak to an experienced loan originator, fill out our Contact Form or give us a call.

  • FHA Loans

    A popular mortgage for first-time home buyers, an FHA loan can require as little as a 3.50% down payment, a minimum credit score of 580, gift funds permissible, and more.

  • Conventional

    Acre Mortgage can set you up with 30, 20, & 15 year terms, minimum 5% down payment funds needed, conforming loan limit up to $726,200.

  • VA Loans

    The VA Loan is exclusively for Veterans. As a thank you for your service, the VA Loan offers up to 100% financing for a purchase or refinance, with no monthly mortgage insurance.

  • USDA Loans

    USDA mortgages are offered through the United States Department of Agriculture for applicable rural home owners. USDA loans offer low rates, no mortgage insurance and up to 100% financing.

  • Reverse Mortgage

    For borrowers over age 62, you may want to consider a Home Equity Conversion Mortgage, the only reverse mortgage insured and backed by the U.S. Federal Government.

  • 203k Program

    The FHA 203k is a Remodel Loan for those looking to purchase a home in need of repairs. We use the future value of the home to determine equity, and since it is an FHA loan, the down payment is usually low.

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At Acre Mortgage & Financial, Inc. you are our top priority. Whether you are a first-time home buyer or an experienced one.