Disclosures and License Information for Acre Mortgage

Acre Mortgage is an Equal Housing Lender and conducts its mortgage lending in a manner consistent with all federal and state fair lending laws, including the following:

The Equal Credit Opportunity Act (“ECOA”) prohibits discrimination on the basis of a prohibited basis, which is defined as race, color, religion, national origin, sex, marital status, or age (provided that the applicant has the capacity to enter into a binding contract); the fact that all or part of the applicant’s income derives from any public assistance program; or the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act or any state law upon which an exemption has been granted by the Board.

The Fair Housing Act expressly prohibits discrimination based on the race or color, religion, national origin, sex, handicap, or familial status (which prohibits discrimination against households having children under the age of 18 living with a parent or legal custodian, pregnant women or individuals with legal custody of children under 18).

For loans insured by the Federal Housing Administration (“FHA”), Acre Mortgage will not base eligibility on actual or perceived sexual orientation or gender identity.

For more information on the ECOA, please visit: http://www.ftc.gov/bcp/conline/pubs/credit/ecoa.shtm

Additional Acre Mortgage & Financial, Inc. Disclosures Requirements

Acre Mortgage & Financial, Inc. is a licensed mortgage lender. Some states require specific licensing information, which is found below.

https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/13988

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

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State Licensing Numbers

Acre Mortgage & Financial Inc.: NMLS 13988

Alabama: Alabama Consumer Credit License #23479

Colorado: Colorado Mortgage Company Registration

Connecticut: Connecticut Mortgage Lender License # ML-13988

Delaware: Delaware Lender License #7695

District of Columbia: District of Columbia Mortgage Dual Authority License #MLB13988

Florida: Florida Mortgage Lender License #MLD8

Georgia: Georgia Mortgage Lender License/Registration #63137

Indiana: Indiana-DFI Mortgage Lending License #46407

Maryland: Maryland Mortgage Lender License #13988

New Jersey: Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker # 9965751

North Carolina: North Carolina Mortgage Lender License # L-128646

Pennsylvania: Pennsylvania Mortgage Lender License # 21606

South Carolina: South Carolina-BFI Mortgage Lender License # MLS-13988

Tennessee: Tennessee Mortgage License # 238173

Texas: Texas SML- Mortgage Banker Registration

Virginia: Virginia Lender License # MC-5586